Media Stories

  • Fox TV News - Cash-Only Lifestyle
    Deb Neiman was featured on Fox TV News Boston for a story about people who are refusing to use credit cards and opting for a cash-only lifestyle.  This gives new meaning to the question, "Paper or plastic"?  The segment aired on May 19, 2010. 
  • Home Purchases Can be Risky for Unmarried Couples
    Debra Neiman, CFP talks to the Pittsburgh Post Gazette about the unique concerns that unmarried couples face when purchasing a home.  This article appeared in the March 2, 2010 edition of the newspaper.
  • Six Money Tips When Leaving Your Job
    This Fidelity.com article focuses on planning strategies that employees can use when they are faced with the potential of losing their job.   Debra Neiman is featured in this article and offers advice on COBRA and other options for health insurance.
  • Fox TV News - The $5 Savings Plan
    Fox TV News Boston interviewed Deb Neiman for a story on the $5 Savings Plan.  The story, which aired on November 10, 2009, focuses on how consumers could save more than they expected by simply stashing away $5 bills.
  • 8 Financial Items to Review Over the Summer

    Debra Neiman discusses some useful ideas to help Boston.com readers with their mid-year financial review.

  • My Retirement Savings Are Gone

    Laura Cohn, Associates Editor of Kiplinger's Personal Finance Magazine, interviewed Debra Neiman regarding how individuals should strategize around a depreciation in retirement assets.

  • Rebuild Your Nest Egg

    In the May 2009 edition of Kiplinger's Personal Finance Magazine, Deb Neiman discusses how individuals should not give up on saving for retirement, despite the recent market direction.

  • Reverse mortgages for income? The jury is still split

    Are reverse mortgages as good as they sound?  National Underwriter wanted a professional opinion, so journalist Jim Connolly talked to Debra Neiman about the advantages and pitfalls of this product.

  • Tax Time Tough for Same-Sex Couples
    Deb Neiman discusses income tax preparation and compliance for same-sex couples with Ruth Schneider, a journalist with the Olympian newspaper in Washington state.
  • NY Times Story: What Gay Unions Don’t Guarantee
    Debra Neiman talks with New York Times journalist Tara Siegel Barnard about the economics of same-sex marriage.
  • Reverse Mortgage Q&A
    The Christian Science Monitor asked financial expert, Debra Neiman, to answer a reader's question regarding reverse mortgages.
  • Same-Sex Marriage Update on WBZ News Radio 1030
    Nationally known financial expert, Dee Lee, CFP, discusses the state of same-sex marriages in Massachusetts on her daily radio program. Dee referenced Debra Neiman in her show.
  • Fox TV News Special Report
    On Friday, April 25, 2008, Debra Neiman was featured on a Fox TV News special report on online budgeting. Deb presented her expert opinion on online budgeting websites as an alternative to PC-based software, such as Quicken or Microsoft Money.
  • Worth Magazine - March 2008
    Deb Neiman talks to Worth Magazine about the financial implications of cohabitating.
  • A Tax Primer for the Self-Employed
    Avoid overlooking your tax obligations before it's too late with this guide that gets down to the nitty-gritty aspects of tax planning. Deb Neiman's article was picked up by MSNBC.
  • With Gay Marriage Comes Gay Divorce
    Deb Neiman talks with Financial Advisor magazine about the reality of same-sex divorce and the financial implications.
  • Money Management Executive Article
    Widows, Divorcees Best Prepared of all Women Investors December 10, 2007 By John Morgan Women who have gone through major life events, typically widows and divorcees, are often better prepared to deal with their own finances and retirement plans because they have been forced to sit down with an adviser, according to a recent study by OppenheimerFunds. "Financial planning shouldn't have to happen during times of crisis," said Lauren Coulston, assistant vice president, advocacy and training manager at OppenheimerFunds. "We need to engage women as early as possible to start saving for retirement," Coulston said. "Eighty to 90% of women are going to be responsible for managing their own finances at some point in their lives, due to longer life expectancies and higher divorce rates." OppenheimerFunds has conducted an annual survey of women's investing habits since 1992. This year's survey interviewed 1,050 men and women between the ages of 35 and 54 and separated them by gender and marital status. It found that 44% of women said retirement plans will be their primary source of income during retirement, but half said they were not participating in a plan. Fifty-two percent of widowed respondents were very confident about how they manage their money, compared to 23% of single and 20% of married women. In addition, the survey found that 46% of widows have visited a financial adviser, whereas only 16% of single and 24% of married women have. Furthermore, 43% of widows have no debt other than a mortgage, whereas 34% of single and 20% of married women reported no debt. "I have found that traumatic life events like a divorce or death of a spouse often bring someone into my office," said Harold Evensky of wealth management firm Evensky & Katz. Women are fundamentally better investors, Evensky said, not because they are more knowledgeable than men, but because they are more likely to listen to advice without letting their egos get in the way. In the old days, "money was a very dirty topic that women were protected from," said Barbara Steinmetz of Steinmetz Financial Planning. "The vast majority of women deferred involvement for various reasons." A married couple typically finds that each person has a different set of skills, Steinmetz said. Some people are better at money management, but it isn't gender-based. Evensky said most of his clients are married, but often only the husband will come in on the first visit. Getting Involved "We encourage them to bring their spouse in, and often we'll schedule a meeting with the wife, independent of the husband," he said. "We try to create a more comfortable environment where we discuss the philosophy of saving, markets, the nature of investments and how decisions are made. I find that women are much more receptive." Many women still rely on their husbands to take care of everything, but eventually, due to a variety of reasons such as illness, divorce or death of a spouse, women are being forced to take on that role, said Debra Neiman of Neiman & Associates Financial Services. The OppenheimerFunds survey found that 68% of widows listed retirement as their primary investment goal and were less likely than single, married or divorced women to cite a lack of extra money as a reason for not participating in a retirement plan. Forty-one percent of widows rely on a financial adviser for investing advice, while only 17% of divorced women, 17% of married women and 11% of single women rely on an adviser. Women are extremely goal-oriented and need to make retirement and healthcare needs their top long-term priorities, according to OppenheimerFunds, but many women have a difficult time getting started. A Clear Goal "You have to have a goal and work toward it," Steinmetz said. "If you don't have a goal, you don't know if you're getting closer. Wanting to retire wealthy is nice, but it's not a goal." "The thing I'm hearing all the time is, ‘We need money now. We can save later. I've got a lot of years to go, and I don't even know if I'm going to be here,'" she said. "I have to explain to them in cold, hard numbers that if they don't do something now, they are not going to have a retirement." Even saving $50 a month over several decades could provide an investor with more than $500,000 by the time they retire, according to OppenheimerFunds. When informed of this, more than half of single and married respondents said they were strongly motivated to start saving, while widows were least likely to find this motivating. When female respondents were asked if they would use an extra $1,000 toward a vacation or retirement, more than half said they'd spend it on vacation. "It appears that women investors say one thing but do another when it comes to retirement savings," Coulston said. "This presents a good opportunity for advisers to try to engage women as early as possible." (c) 2007 Money Management Executive and SourceMedia, Inc. All Rights Reserved.
  • Debra Neiman Named Woman to Watch by JWI
    Jewish Women International (JWI) has selected Debra A. Neiman, CFP, as a 2007 Women to Watch honoree for her work in the financial field. Neiman is one of 10 women from across the United States who is profiled in the fall issue of Jewish Woman magazine and will be honored December 3, 2007 at the tenth annual Women to Watch gala luncheon, awards ceremony and Up Close & Personal honorees’ discussion. The event will take place at the Grand Hyatt in Washington, D.C.
  • Recognize, Minimize Financial Risks of Living Together
    Monica Steinisch of the Credit Union National Association interviewed Debra Neiman regarding the financial implications of cohabitating.
  • Starter Marriages
    WBZ news radio host Dee Lee recommended Money Without Matrimony on her Starter Marriages show on May 24, 2007. Click here to listen or to read the transcript.
  • GQ Magazine April 2007
    The April edition of GQ Magazine features an article on whether or not to merge finances when cohabitating or getting married. Unfortunately, Debra Neiman's contributions were reworded and the publisher provided no attribution.
  • New Rules for Non-spousal Beneficiary Rollovers
    MSNBC features Debra Neiman's Entrepreneur.com column on the "new and unimproved" rules for non-spousal beneficiaries of retirement plans. Neiman is the personal finance columnist for Entrepreneur.com, the website of Entrepreneur magazine.
  • Is Suze Orman Out of Touch?
    This story about the outing of Suze Orman's portfolio, which originally appeared on DowJones MarketWatch,is being featured on MSN Money Central.
  • Five New Ways to Stretch Your Money
    This Boston Globe Sunday Magazine article features Debra Neiman's thoughts on an innovative way to transfer assets by using private reverse mortgages, a tool that is relatively new to the marketplace.
  • Outing Suze Orman's Portfolio
    MarketWatch's Chuck Jafee talks to Deb Neiman about Suze Orman's portfolio coming out of the closet.
  • Singular tax status
    DowJones MarketWatch article features Debra Neiman discussing the complexities of income tax preparation for same-sex couples.
  • National Public Radio
    Debra Neiman was interviewed about the Dow Jones Industrial Average surpassing its all-time highs. The clip was featured on the Marketplace show, hosted by Steve Insky. To listen to the interview, click here.
  • CBS Evening News
    On Wednesday, September 13, 2006, Debra Neiman was featured on the CBS Evening News. Neiman was interviewed for a story on whether people should rent versus buy a home.
  • Couples stay focused through 6-month checkup
    This is the follow-up story to the USA Today Couples and Their Cash profile that Deb Neiman was featured in. The article talks about the changes that Patrick and Simon made since their plan was prepared.
  • Finance Blog Covers the 6 Month Review of the USA Today Couples and Their Cash Subjects
    This blogger points out some insights as to the progress made by the couples profiled.
  • Nest Building for Unmarrieds
    Debra Neiman talks to the Wall Street Journal about how unmarried couples should structure their home buying arrangements.
  • Top goal: Bolstering retirement accounts with solid 'autopilot' funds
    In the August 7, 2006 USA Today, "Your Porfolio" column, Debra Neiman advises a Texas couple about their investment options within the context of their long-term retirement goals.
  • Couple seek help in prioritizing
    The profile of two Texas women who wrote to USA Today seeking advice on their portfolio and retirement planning. Debra Neiman analyzed their situation and advised the couple accordingly.
  • Taking Your Annual Financial Pulse
    Debra Neiman's article on Entrepreneur.com and MSNBC.com that talks about the benefits of the annual financial checkup.
  • Protecting the Assets of Unmarried Couples
    In this June 2006 story, Deb Neiman talks to Bankrate.com about how unmarried partners can best protect themselves and their assets.
  • Money Without Matrimony Hits the Blogs!
    This Blog author wrote a lengthy review of Money Without Matrimony. Note: neither Sheryl Garrett nor Debra Neiman know the author.
  • The Couples and Their Cash Progress
    USA Today checks in with the couple who Debra Neiman profiled in the May 8, 2006 series.
  • Debra Neiman's Online Chat on USA Today.com
    As a follow-up to the successful Couples and Their Cash profile in USA Today, Debra Neiman hosted an online chat for the newspaper. Read the transcript here.
  • The plan: Simplifying fiscal lives, saving more
    Debra Neiman's advice to the couple profiled in USA Today's Couples and Their Cash series.
  • On right path or not miserly enough?
    Debra Neiman, one of five financial planners natiowide selected, profiles a gay couple in USA Today's Couples and Their Cash series.
  • Five Money Rules for Moving in Together
    Interesting Kiplinger's Personal Finance article about what to do before cohabitating.
  • Some gay couples 'married' and 'single' at tax time
    Debra Neiman talks with the Southern Voice about the second year of income tax preparation for married same-sex couples in Massachusetts.
  • Insurance Tips for Unmarried Couples
    Newsweek article by Money Without Matrimony co-author Sheryl Garrett focuses in on the nuances of insurance planning for unmarried couples.
  • Grandma's Got a Boyfriend, Now What?
    As part of a series of articles, Forbes.com looks at the trend of unmarried couples who cohabitate.
  • Financial Tips For Unmarried Young Couples
    Forbes.com article with seven financial tips.
  • Divorce Rate Plummets as More Americans Shack Up Instead of Getting Married
    The National Marriage Project, a study just released by Rutgers University, reveals that due to the higher level of cohabitation, divorce rates in the U.S. are dropping. Debra Neiman is quoted in the article along with Money Without Matrimony co-author Sheryl Garrett.
  • No crying allowed
    Maclean's Magazine out of Toronto, Canada interviews Debra Neiman about the financial implications of breaking up.
  • Sharing money without matrimony
    MSNBC.com article about financial planning tips for unmarried cohabiters
  • ABC News
    ABC News delves into the issue of who loses most (financially) in break-ups.
  • Be Wise and Play by the Tax Rules
    Lynn Brenner's Legacies column focuses on the unique financial issues of unmarried couples.
  • CBS News: Breakups A Pain in the Wallet
    CBS News covers the financial issues that arise when unmarried couples dissolve their relationships.
  • Reuters Recommends News Article
    Linda Stern reviews Money Without Matrimony.
  • Who Loses the Most in Breakups?
    The number of unmarried couples is on the rise, but few realize the financial pitfalls if the relationship doesn't endure. By Marilyn Gardner | Staff writer of The Christian Science Monitor
  • Advisers tackle tax filings for same-sex couples
    Investment News journalist Rick Miller chats with Deb Neiman about the first tax filing season for married same-sex couples in Massachusetts.
  • Same-sex filing? Another step
    Now that tax season is over, Deb Neiman discusses the nuances of tax preparation for married same-sex couples with Ethan Zindler of the Cape Cod Times.
  • Together But Separate
    Deb Neiman's new book, Money Without Matrimony, is cited in an Investment Advisor Magazine story about financial planning for unmarried couples.
  • Same-Sex Marriages and Income Taxes
    Deb Neiman talks to the Washington Blade about the nuances of income tax preparation for same-sex couples who were married in Massachusetts.
  • As gays tie the knot, prepare for hitches
    Deb Neiman talks with Investment News about the financial planning implications of same-sex marriage in Massachusetts and other states.
  • Move Over, Leave It to Beaver: Planning for Nontraditional Couples and Families
    Debra Neiman is interviewed in a follow-up article for the Journal of Financial Planning on how financial planning for non-traditional couples and families differs from that of the traditional family.
Books
Financial Planning
Investment Planning
Lifestyle
  • Serving the Gay and Lesbian Market
    Ed McCarthy of Bloomberg Wealth Manager initially is skeptical about a conference that deals solely with the issues of financial planning for same-sex couples.
  • Marketing Buzz
    Deb Neiman talks to Entrepreneur Magazine about an underserved market.
Periodicals
  • Journal of Financial Planning
    The February 2002 editional of the Journal of Financial Planning, the official publication of the Financial Planning Association, profiled Debra Neiman.
Personal Finance
Stocks
Tax Information
Taxes
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